Prequalifying a customer involves obtaining information regarding a customer’s debts, income, and assets. It is often a good idea to be prequalified for a mortgage before looking into obtaining a home because with this information a borrower can get a better understanding of what options are available in terms of rate and term. By being prequalified, it shows Sellers that you are a serious shopper, and can result in your offer being more readily accepted.

The initial pre-qualification process also allows you to discuss with A Best any goals or needs you may have regarding your mortgage. With this information, one of our experienced mortgage professionals will work with you to recommend the type of mortgage that is best suited to your particular requirements.